Sample Planning Engagements RETIREMENT PLANNING & INVESTMENT ANALYSISThis is our most popular engagement. We look at all of your retirement savings and your desired retirement lifestyle and work with you to tailor a plan that meets your goals. Development of risk profileRetirement savings needs calculatedRetirement income planning for those at or near retirementReview of retirement Income sources including Social SecurityReview of tax efficiency of retirement savings and retirement incomeAnalysis of current investmentsAsset allocation and investment recommendations for IRA's, employer retirement plans and taxable accountsInsurance needs analysisCollege PlanningOngoing communication and resources are available for one year following engagement.FINANCIAL CHECK-UPThe financial check-up is a broad overview of your current financial situation. It is less detailed than the retirement planning and investment analysis. Development of a risk profileNet Worth and Budget analysisRetirement account/401(k) investment choices are discussed, but it doesn’t include specific investment recommendationsInsurance / Benefits discussionANNUAL UPDATE Annual updates are important to the long-term success of your financial plan. Each year we take a fresh look at your situation and create a new analysis to see if you are on track to achieve your financial goals.Market update and tactical asset allocation recommendations. Portfolio review and rebalance if necessary. Update your plan based on life changes, and revise projections based on actual savings and investment performance.