Sample Planning Engagements
RETIREMENT PLANNING & INVESTMENT ANALYSIS
This is our most popular engagement. We look at all of your retirement savings and your desired retirement lifestyle and work with you to tailor a plan that meets your goals.
- Development of risk profile
- Retirement savings needs calculated
- Retirement income planning for those at or near retirement
- Review of retirement Income sources including Social Security
- Review of tax efficiency of retirement savings and retirement income
- Analysis of current investments
- Asset allocation and investment recommendations for IRA's, employer retirement plans and taxable accounts
- Insurance needs analysis
- College Planning
- Ongoing communication and resources are available for one year following engagement.
FINANCIAL CHECK-UP
The financial check-up is a broad overview of your current financial situation. It is less detailed than the retirement planning and investment analysis.
- Development of a risk profile
- Net Worth and Budget analysis
- Retirement account/401(k) investment choices are discussed, but it doesn’t include specific investment recommendations
- Insurance / Benefits discussion
ANNUAL UPDATE
Annual updates are important to the long-term success of your financial plan. Each year we take a fresh look at your situation and create a new analysis to see if you are on track to achieve your financial goals.
- Market update and tactical asset allocation recommendations.
- Portfolio review and rebalance if necessary.
- Update your plan based on life changes, and revise projections based on actual savings and investment performance.